The standard

How this industry should work.

We are not claiming to be perfect. We are stating a standard, publishing it, and operating to it. Four rules — and the network is built so that following them is the only way to use it.

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One standard. It applies to every member, at every tier, from the first load.

The standard — four articles

Coverage sets the ceiling.

The board matches the policy.

One cadence — 60 days, every tier.

One rulebook, any volume.

Rule one

You cannot move more than you are insured for.

Today a carrier can accept a million dollars of vehicles on a $250,000 cargo policy. Nothing in the open market stops it. Under this standard the confirmed policy is the ceiling on Echelon — checked before the load is accepted, not after a claim.

Why the trailer, and not the car

A cargo policy pays per occurrence.

Six cars at $150,000 on one trailer is one $900,000 occurrence.

The tier is set against the whole trailer, because a claim would be.

Insurance is the only honest limit. Every other constraint in this industry is a preference. Coverage is a number a third party has already agreed to pay.

The tier structure

Find your policy. That is your tier.

A tier is assigned from the coverage we confirmed with your insurer. It is not chosen, not purchased, and it moves only when the coverage moves.

Tier	Confirmed coverage	Deck it carries
TIER I	$250,000 minimum	Deck to $250,000. Single-car enclosed.
TIER II	$500,000	Deck to $500,000. Two to three cars.
TIER III	$1,000,000	Deck to $1,000,000. Four to six cars.
TIER IV	$2,000,000+	Deck to the confirmed limit. Seven to eight cars, or one car that cannot be replaced.

At any tier, a declared value above your confirmed limit requires a per-trip endorsement, confirmed with the insurer, before the load can be accepted.

Where a full trailer lands. Eight cars at $200,000 each is $1,600,000 on one trailer. That is past Tier III. An operator running that trailer belongs in Tier IV, on a $2,000,000 policy.

Tier gating and coverage gating

You only see what your policy can cover.

Every load carries a declared value. Every carrier holds a confirmed tier. The board returns a load only to the accounts whose coverage can carry it — the gate runs at the data layer, not the interface.

Confirmed coverage

$250,000

Load posted · declared $350,000 Not returned

A single-car trailer covered to $250,000 cannot carry a $350,000 car. That listing never appears on this account.

Not greyed out. Not returned.

Confirmed coverage

$500,000

Load · declared $200,000 Can accept

Load · declared $250,000 Can accept

On one trailer together · $450,000 Within the confirmed policy

Tier gating decides what the board returns. Coverage gating decides what you can accept.

The ceiling counts every car on one trailer at once, not one at a time, because a cargo policy pays per occurrence. The coverage comes back when the delivery is verified, not on a clock. There is no running total.

A refusal names the ceiling that stopped it. Standing down a load for a coverage, safety or equipment failure carries no penalty.

Enforcement — the strike system

Graded, recorded, identical for everyone.

A standard nobody enforces is a logo. Every violation lands in one of three severities, published in advance, and the record does not care who you are — the largest member on the board and the newest one are treated the same way.

Severity	What it covers	Consequence
Minor	Late delivery · documentation error · late status update	A logged warning on your own record. Correctable.
Major	Coverage lapse while active · mishandled damage claim · under-declared value confirmed at pickup	A formal strike on the record. The account is reviewed before another load is accepted.
Disqualifying	Fraud · falsified documentation · VIN mismatch indicating theft · tampering	Immediate permanent expulsion. No strikes, no appeal path.

A pickup that does not match is stopped before the car is loaded, at every severity.

Transparency. You see every entry on your own record and the standard it was measured against.

Brokers carry a record too. A declared value that does not match the car at pickup is a Major infraction; a deliberate pattern ends the account.

Expulsion is permanent. The identifiers behind it are retained, so the same operation cannot return under a new registration.

Membership

When everyone inside is verified, absence becomes the question.

Apply for membership How verification works

Applying creates a pending file for the verification desk. Nothing activates until it clears.